A year of denials and delays on your wildfire claim is enough. We carry the fight the rest of the way — you don't.
Cleared lots, empty foundations, and one home going up where dozens stood. This is what recovery looks like — it is a different experience with guidance.
They called it cosmetic. It isn't. We prove what's inside the walls, and make them pay for it.
See how →Burned rooms, charred framing, smoke and water through the rest. Partial losses get underpaid the most — we document every dollar of it.
See how →Replacement cost, code upgrades, living expenses. We recover what the policy actually owes.
Start here →"Brent worked tirelessly to make sure all our damage and losses were thoroughly documented and fairly compensated."
Very likely, yes. Most wildfire losses in Los Angeles aren't total losses — they're standing homes filled with smoke, soot, and combustion particulate that settled into wall cavities, HVAC systems, insulation, and contents. That's a covered loss under most policies. Carriers often call it cosmetic and offer a surface cleaning; proving the true contamination takes forensic sampling, which is the work we do.
Often. A closed claim is not necessarily a finished one — underpaid claims can be supplemented and denials challenged when the loss is properly documented. California also sets specific deadlines that can apply even to reopening, so the sooner your loss is reviewed, the more of it can still be recovered. A free review will tell you where your claim stands.
We represent homeowners from both fires and handle the specific issues each raises — from Pacific Palisades and Malibu total-loss rebuilds to Altadena smoke and lead contamination. Start on the page for your fire: Palisades Fire claims or Eaton Fire claims. Either way, the first step is the same — a free review of where your claim stands.
The adjuster your insurance company assigns works for the carrier. A public adjuster is licensed to represent you, the policyholder — documenting your loss, valuing it fully, and negotiating on your behalf. We work only for you, never the insurance company.
Public adjusters in California work on contingency — a percentage of what we recover — so there's no upfront cost to you. If we don't improve your outcome, we don't get paid. A claim review is always free.
A free, no-obligation review of where your claim stands — and what it's really worth.
Request your claim review or call — 818-728-0900Rubin Adjusting, Inc. is a licensed California public adjusting firm representing policyholders in first-party insurance claims. We are not attorneys and do not provide legal advice.
