Another kind of loss? We know what to do.

Vandalism, theft, collapse, impact — an underpaid claim is still underpaid.

Not every property loss is a fire or a flood. Vandalism, theft, vehicle impact, structural collapse, and other sudden events are all covered under most policies — and all of them can be underpaid or wrongly denied. The type of loss changes the details, but not the fundamental problem: the insurance company's estimate reflects the insurance company's interests.

Unusual losses get unusual scrutiny

Less common claims often draw more questions from carriers — about cause, about coverage, about valuation. That scrutiny is where claims stall. Careful documentation of what happened and what it will genuinely cost to make you whole is what moves an unusual claim toward a fair result.

The same principle, whatever the cause

Whether your loss is theft, vandalism, collapse, or something else entirely, a public adjuster represents you and no one else. Rubin Adjusting documents the full extent of the damage, reads your policy for every applicable coverage, and negotiates the settlement you're owed. If you're not sure your loss even qualifies, that's exactly the kind of question a free review answers.