You have your family to think about, a place to stay, a hundred things at once. The insurance claim shouldn't be one of them. We take it off your plate.
Your carrier will settle for as little as they can. We know the rules of the game and how to win.
We interpret exactly what you're covered for — including the parts the insurer won't point out.
A detailed, itemized estimate of everything needed to bring your home back to pre-loss condition.
All the emails, inspections, and back-and-forth with the carrier run through us — not you.
We push until the settlement reflects the full value of your claim under your policy.
Your home is damaged — literally turned upside down. You are expected to find a place to stay, keep a household running, and process what happened while strategically preparing for one of the most harrowing experiences of your life so far. The insurance claim. Insurers know that overwhelmed homeowners settle for less. A public adjuster exists to take that entire burden off your plate and level a process that's built in the carrier's favor.
The field adjuster the insurance company sends is capable and professional — and paid by the carrier. Their estimate reflects the carrier's interests, not yours. A public adjuster is the only licensed professional in the process who represents you, the policyholder, exclusively.
We inspect the damage, prepare the estimate, assemble the evidence, handle the carrier's inspections and questions, and negotiate the settlement. Whether the loss is fire, water, wind, or earthquake, the goal is the same: the full amount your policy owes, so you can focus on your family and your home instead of fighting your insurer.
A public adjuster is a licensed professional who represents you, the policyholder. The insurance company's adjuster represents the carrier. We're the counterweight — documenting your loss and negotiating on your behalf, only ever for you.
Not every claim requires one, and we'll tell you honestly if yours doesn't. But for significant or disputed losses — or any time the carrier's offer feels low — having a professional present your claim usually changes the outcome.
The earlier the better, ideally before you've accepted any offer or, sometimes, before you file. But we can also step in on a claim that's already underway or one that's been underpaid or denied.
Typically the opposite. Because we handle the documentation and communication the carrier requires, claims often move more smoothly — and toward a fair resolution.
We work on a percentage of what we recover and don't get paid unless you do. The consultation is free. Start with a free review.
We understand what your home means to your family — so we work relentlessly to get you back to living your life.
A free, no-obligation review of your loss and your policy — learn what your claim is really worth.
Get your free consultation or call — 818-728-0900